Homeowners insurance often covers tree removal in New Orleans when a covered event, such as wind or lightning, brings a tree down onto an insured structure. If the tree falls and hits nothing, or comes down because it was already dead and neglected, removal is commonly the owner’s expense. Policies also tend to cap debris removal at a modest amount. Coverage varies by policy, so confirming the terms with your own insurer is the reliable step.
At TurnKey Tree Cutting, the homeowners insurance question comes up in almost every storm call we take, usually while the homeowner is standing in the yard looking at a tree that is no longer vertical. It is a fair question, and the answer is more conditional th